First Priority Financial    

                            209.956.4000             

Carri Giannecchini and Zenet Negron are Real Estate Lending Specialists. They are Co-Branch Managers of First Priority Financial in Stockton, California. Carri and Zenet along with the rest of their team are truly passionate about their profession, and as a result 99% of their business is by referral from satisfied clients and trusted professionals. Their mission is to carefully guide their clients through the entire mortgage process. Each client is unique, and will be recognized as such, and be given a customized mortgage consultation they deserve. With over 30 years of combined experience in the mortgage industry, their clients feel confident that their best interest is always the First Priority.

Services

Purchasing a home whether it is your first or last, it will bring many questions to mind. This is a typical reaction, as it is one of the biggest decisions you will ever make. We will provide a list of some of the important items you should be aware of that require you to make decisions as a buyer in today’s changing market.

Refinancing your current mortgage has changed due to the decline of home values. If your goal is to lower your interest rate or to convert an existing adjustable loan into a fixed rate, we will review the terms of your existing Mortgage Note. We have set in place a specific questionnaire that can pre-determine if a refinance is to your best interest or even an option.

Reverse Mortgages are unique loans that enable seniors over the age of 62 to possibly convert part of the equity in their homes (purchase or refinance) into tax-free income. The reverse mortgage is aptly named because the payment stream is reversed, there is no monthly mortgage payment made to the lender. First Priority Financial Stockton originates and processes reverse mortgages internally and you are not referred out to an unknown third party.

Office Hours

Monday - Thursday  9am-5pm